About Me

My photo
I am a Canadian who has been living in London UK for the last 14 years!! How did that happen?

Sunday, 17 January 2016

Suck it up Buttercup

Hello All,

Suck it up Buttercup is going to be my self-motto of 2016!

I am going to make a real conscious push to not complain. Of course all my complaints are 100% justified and valid however I’m going to try really hard and just not complain. I can hear some of you already laughing at me.

I made a whole lot of decisions towards the end of 2015, that I wanted to implement in 2016. I suppose you can also call them goals.

One of the really, really big ones is to get out of debt for good and live within my means. This means not purchasing anything at all on credit. I have to have the money or else I just can’t have it. Additionally while I have to live with what I have, I need to pay for all the things that I already have, that includes the credit cards. Now I am a lucky ducky and have ‘shit hot’ credit so the banks are always offering me the best of everything. I’m in a very privileged position to say that I’ll be paying this all off at 0% yippee!!! I did a balance transfer in November, which has prepped me for my 2016/2017 plans. It might take a while but I’m on board.

I have wanted to sort this out forever but just never got around to it. Who likes those people that are all talk and no action. Not me! but that’s how I was behaving.

So how did I make this 360 degree change, you ask? It was this crazy American guy called Dave Ramsey. I’ve been listing to his podcast daily and watching a whole lot of Americans on Youtube. He talks about zero balance budgeting. Every dollar/pound that comes into your account needs to have a place to go. It needs to be allocated. He also talks about the cash envelope system, which is something else that I’m doing. I’m not going to write much on this as all you have to do is Google Dave Ramsey and his baby steps. I’m on baby step 2! I’m going to have to cut back on holidays, shopping etc. (Warning: I would like to say personally there are moments I find it difficult listening to him. He’s really religious, gun loving, anti Obama redneck. If we ever met it real life it would not go down well. None the less, his opinion on money is interesting a worth a listen)

Lucky for me I have a few exciting things lined up that I purchased in 2015 for events in 2016. This year I will be gong to Glastonbury for the 4th year on the trott! I can’t wait!!! I also managed to bag tickets to see Adele, Coldplay and The Maccabees this year. Puls I have one big holiday in March. It’s not a place that I have ever had on my list, its not really my bag… but I’m going to Las Vegas to get hitched! No not really… It’s my moms 60th birthday and of all the million places in this great world of ours, she wants to go to Vegas. So being the worlds best child ever, I’ll tag along. My brother and sister will also be there with a few of my moms closest friends who are willing to indulge in these shenanigans. I think I might have mentioned this before but I’m not very British when it comes to drinking with my family. I absolutely hate being around my folks when they drink, they rarely get drunk but its not fun. Who knows how I’m going to survive this trip but wish me luck. I’ll be in Vegas over Easter.

After the above list of fun things, I have nothing else lined up at all. I’ve heard this term that makes me laugh but will also be very relevant to me. It’s called ‘The Summer of Suck’. I’m going to have to find fun entertaining things to do that cost almost nothing. No trips abroad, camping weekends maybe?

Oooh I have found a new pastime activity that I like. I’m upcycling furniture and making things. You should all check out Annie Sloan. She’s British but way more popular in the US. Her thing is chalk paint. Last weekend I painted 2 old IKEA kitchen stools and then waxed them one night this week. I’m pretty good at painting and have painted almost every room in this house. While on the topic of houses, this last November, house and I celebrated 10 years together! Can you believe it! I’ve been a homeowner for 10 years!! Kinda cool don’t ya think. There is still so much to do when you have a home that is 119 years old! Its time I get a new kitchen but… I’m sticking to the plan. Finish the baby steps and then see what money is left, I would also like to pay off my mortgage by the time I’m 45. I have no idea how I’ll find that extra money but I’ll try.

In the past I have spoken about aging but thought I would say a little more about that. I like aging. I think I’m doing a pretty good job of it. I’m so much more resilient about so many things and I’ve learned so much over the years. People occasionally still manage to hurt me but less and less so. I have also learned to live with different kinds of relationships. Long gone are the best friends. I might use the word out of habit but I don’t have best friends anymore, they are all busy doing their own thing. Some of them call me from time to time. Some of them make the effort to see me, some don’t. Either way… its ok. I’ve made a life of my own. I so rarely get board these days, I enjoy my own company so much. I’m growing into me, life just fits better. There is no change in actually knowing what my bright future holds but its bright. I don’t know what will be… but it will be.

The same things that make my world go round from the beginning remain. Love & Music… that’s it, that’s all.

I know a few people that don’t listen to music very often at all, almost never. They listen to BBC 4 and that’s about it. They both have very good jobs (doctor and teacher) but I don’t understand how they do it. Not a day goes by where I’m not listening to something or another. This brings me to the very sad death of David Bowie. I was sitting at my desk at work 7am when it was announced on BBC6 Music that the musical creative ledged David Bowie had died. World wide reactions might be dramatic for some of you, but music is such a powerful visceral thing. Bowie songs is / was the soundtrack of our lives. How can you not hear a song and be brought back to the time in your life when…..

I’m a massive movie fan so soundtracks to movies are very powerful for me. Only since David’s passing have I realized how I knew so many of his songs without knowing it was him, who sang it. I’ve seen Reality Bites and Pretty Woman so many times over the years, both have Bowie in the soundtrack. There are so many films that have his music.

Last thing before I go, the composer of the soundtrack for Hateful Eight was totally deserving of its Golden Globe award. So was Brie Larson for Room and Leo for The Revenant. (Yes folks, I’ve seen it all. If I’m not listening to music I’m in a theater watching a film)

Be good kids, I hope to not be so much of a stranger. Its one of my goals! If you get a chance listen to the Dave Ramsey podcast #7875 where he talks about goals

Laters peeps